| Rate Type | Rate Name | Loan Amount | Minimum Balance | Term | APR | APY | Auto Pmt/$1000 | Auto Months | Mortgage Pmt/$1000 | Mortgage Months | Monthly Mortgage Payment |
|---|---|---|---|---|---|---|---|---|---|---|---|
| HIMMA | |||||||||||
| HIMMA | $2500.00 to $9,999.00 | 0.30% | 0.30% | ||||||||
| HIMMA | $10,000.00 to $49,999.00 | 0.30% | 0.30% | ||||||||
| HIMMA | $50,000.00 to $99,999.99 | 0.35% | 0.35% | ||||||||
| HIMMA | Over $100,000.00 | 0.40% | 0.40% | ||||||||
| Share & IRA Certificates | |||||||||||
| $1,000 | 6 Month | 0.35% | 0.35% | ||||||||
| $1,000 | 9 Month | 0.40% | 0.40% | ||||||||
| $1,000 | 1 Year | 2.97% | 3.00% | ||||||||
| $25.00 | 1 Year First Step | 1.05% | 1.05% | ||||||||
| $1,000 | 15 Month | 2.23% | 2.25% | ||||||||
| $1,000 | 18 Month | 3.94% | 4.00% | ||||||||
| $1,000 | 19 Month | 0.75% | 0.75% | ||||||||
| $1,000 | 2 Year | 0.85% | 0.85% | ||||||||
| $1,000 | 3 Year | 0.80% | 0.80% | ||||||||
| $1,000 | 3 Year Bump Rate | 0.85% | 0.85% | ||||||||
| $1,000 | 4 Year | 1.09% | 1.10% | ||||||||
| $1,000 | 5 Year | 1.34% | 1.45% | ||||||||
| Jumbo Share & IRA Certificates | |||||||||||
| $100,000 | 3 Month | 0.35% | 0.35% | ||||||||
| $100,000 | 6 Month | 0.45% | 0.45% | ||||||||
| $100,000 | 9 Month | 0.50% | 0.50% | ||||||||
| $100,000 | 1 Year | 2.97% | 3.00% | ||||||||
| $100,000 | 18 Month | 3.94% | 4.00% | ||||||||
| $100,000 | 2 Year | 0.95% | 0.95% | ||||||||
| $100,000 | 3 Year | 0.90% | 0.90% | ||||||||
| $100,000 | 3 Year Bump Rate | 0.95% | 0.95% | ||||||||
| $100,000 | 4 Year | 1.19% | 1.20% | ||||||||
| $100,000 | 5 Year | 1.44% | 1.45% | ||||||||
| Savings | |||||||||||
| Primary Share Savings | $5000 or less | 0.15% | 0.15% | ||||||||
| Primary Share Savings | $5000 or more | 0.20% | 0.20% | ||||||||
| Alternative Share Savings | $5000 or less | 0.15% | 0.15% | ||||||||
| Alternative Share Savings | $5000 or more | 0.20% | 0.20% | ||||||||
| Christmas Savings | $1.00 | 0.30% | 0.30% | ||||||||
| IRA Savings | $25 | 0.65% | 0.65% | ||||||||
| Vehicle Loans | |||||||||||
| New Auto | All Current and 2 Year Old Models | 36 Months | 4.29% | $29.71 | 36 | ||||||
| New Auto | All Current and 2 Year Old Models | 48 Months | 4.49% | $22.85 | 48 | ||||||
| New Auto | All Current and 2 Year Old Models | 60 Months | 6.19% | $19.48 | 60 | ||||||
| New Auto | All Current and 2 Year Old Models | 72 Months | 6.89% | $17.06 | 72 | ||||||
| Used Auto | Model Years Between 3-6 Years Old | 36 Months | 4.79% | $29.94 | 36 | ||||||
| Used Auto | Model Years Between 7-9 Years Old | 36 Months | 5.29% | $30.17 | 36 | ||||||
| Older Auto | Model Years Between 10-24 Years Old | 36 Months | 11.29% | ||||||||
| Classic Auto | Models 25 Years and Older | 36 Months | 7.29% | ||||||||
| New Boats | Current Year Model | 36 Months | 5.74% | ||||||||
| Used Boats | Previous Year Model and Older | 36 Months | 5.74% | ||||||||
| RV's Campers & Travel Trailers | New | 36 Months | 5.74% | ||||||||
| RV's Campers & Travel Trailers | Used | 36 Months | 5.74% | ||||||||
| Motorcycles | New | 36 Months | 6.99% | ||||||||
| Motorcycles | Used | 36 Months | 6.99% | ||||||||
| Motorcycles | Older | 36 Months | 10.04% | ||||||||
| ATV/Golf Cart | New | 36 Months | 7.49% | ||||||||
| ATV/Golf Cart | Used | 36 Months | |||||||||
| Tractors | New | 36 Months | 7.49% | ||||||||
| Tractors | Used | 36 Months | 7.49% | ||||||||
| Personal Loans | |||||||||||
| Signature Loans | 36 Months | 11.49% | |||||||||
| Share Secured Loans | 100% of Available Shares | Up to 120 Months - 2.00% above prior quarter share dividend rate | |||||||||
| Shared Secured Certificate Pledge | 100% of Original Balance | Up to 120 Months - 2.00% above Share Certificate rate | |||||||||
| KreditLine | Unsecured | $15.00 monthly payment per $500 balance | Min $500 | Variable Rate 3.50% Above Prime | |||||||
| KreditLine | Secured | $15.00 monthly payment per $500 balance | Max. up to verified & available share balance | 2.50% | |||||||
| Prime Rate | 7.50% | ||||||||||
| Miscellaneous Collateral | New and Used | 36 Months | 10.49% | ||||||||
| Credit Cards | |||||||||||
| VISA Signature | $750.00 to $25,000.00 | Revolving | 7.50% | ||||||||
| VISA Platinum | $750.00 to $25,000.00 | Revolving | 7.50% | ||||||||
| VISA Classic | $750.00 to $25,000.00 | Revolving | 7.50% | ||||||||
| VISA Business | $1000.00 to $25,000.00 | Revolving | 10.50% | ||||||||
| Home Equity | |||||||||||
| HELOC | 7.50% | ||||||||||
| Mortgage | |||||||||||
| Mortgage - 30 Year $250,000 Loan | $5.60 | 360 | $1399.93 |