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HOME LOANS
Apply for a Mortgage Refinance Your Home Home Equity Loans Construction Loans Land Loans
NOW is the Best Time to Buy a Home.
Lock in your interest rate by May 30 and get .5% off your mortgage*.
Conventional Loans
Purchase or Refinance
Construction Loans
One-Time Close
Home Buyer Advantage Loans
First-Time Homebuyer
Membership & credit eligibility required.
*Rate discount applies to applications and prequalifications with home under contract before May 30. Qualifying loan products: conventional loans (purchase & refinance), first-time homebuyer advantage, one-time close construction loans & non-conforming loans. Excludes FHA, VA, USDA, land loans, HELOCs & construction loans with 2-time close option. Mortgages available in AL, FL, LA & MS.
Choose a lender who makes you the priority
Whether you are in the market for your first home, forever home or a vacation home, Keesler Federal has great mortgage options to make your dream a reality.
Low or No Closing Costs
Don’t pay more than you need to in closing costs. We help you close with more money in your pocket.
Flexible Terms & Rates
With terms from 10 to 30 years and both fixed-rate and adjustable-rate options, you can let your budget drive your mortgage, not the other way around.
Expert Guidance & Advice
With comprehensive online resources and dedicated loan representatives, you’ll feel informed every step of the way.
As an added bonus, having a home, land or construction loan with us makes you eligible for our monthly Member Giveback drawing.
Purchase Your New Home
Choosing the right mortgage lender is almost as important as finding the right home. See why Keesler Federal is the right choice for you.
Get a Personalized Quote on a Home Loan
Our easy to use mortgage loan quote tool helps you decide what home loan option may be the right one to fit your needs.
Refinance Your Existing Home Loan
Want a little more in your pocket? See if you can pay less each month by taking advantage of our highly competitive rates.
Compare Your Mortgage Options
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Best if you want:
Best if you want:
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Maximum loan amount
Maximum loan amount
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Terms
Terms
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LTV
LTV
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Closing cost credit
Closing cost credit
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Prepayment penalty
Prepayment penalty
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Best if you want:
To lock in a fixed rate and pay your mortgage off in 15-30 years.
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Maximum loan amount
$726,000. Jumbo loans available.
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Terms
Fixed rate for up to 30 years
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LTV
Fixed rate for up to 30 years
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Closing cost credit
No
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Prepayment penalty
No
Other Mortgage Solutions
USDA and FHA Mortgages
VA Mortgages
Contact Us About Other Mortgage Options
First-Time Homebuyer Program
If you thought home ownership was not possible, think again. Keesler Federal’s First-Time Homebuyer Program is designed specifically for members who are ready to take the next step and realize their dream of homeownership. The mortgage process can be complicated but rest assured, our expert lending team will be there with you the entire way.
Program Highlights1
- 100% fixed rate financing
- 20 to 30-year terms
- Min credit score is 660
- Min loan amount $50,000
- No income or geographic restrictions
1Single family primary residences only. Includes one unit townhomes and condos.
Must not currently own or have owned property in the last 3 years.
First time homebuyer counseling program required.
Speak to a Mortgage Loan Specialist at 228-385-5597 or at 1-888-533-7537 ext 8720.
Keesler Federal Mortgage Center
Get Prequalified
Get a better idea of your monthly payment, and interest rate for the home you have in mind.
Home Buying Resources
Get your learning on with our comprehensive mortgage resource library.
Get a Custom Quote
Complete the form below and we will create customized quotes based on your loan details.
Mortgage Calculators
Mortgages FAQs
Property/Home must be located in the state of Alabama, Louisiana, Mississippi or Florida.
Keesler Federal’s only in-house fees are the origination fee and processing fee. All other fees are outside fee (attorney fees, appraisal fee, credit report fee are a few) Funds will be collected to set up escrow account for taxes and insurance.
Payments can be made online, over the phone or in a branch. Balances will not show on the member’s receipt for payments made within a branch. See all loan payment options here.
Disclosures
Available in MS, LA, AL, FL.
10-Year Fixed Mortgage | 15-Year Fixed Mortgage | 30-Year Fixed Mortgage | Fixed-Rate Second Mortgage | Jumbo Mortgage | Adjustable Rate Mortgage | VA Mortgage